What You’ll Learn Mortgage rates are on the rise, but still lower than historic highs Research finds that the more lenders you shop with, the more potential for savings Even a slight percentage difference in mortgage rates can add up to big savings If you’re in the process of searching for a new home, then
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What You’ll Learn What a debt to income (DTI) ratio is Why DTI matters when buying a home How to calculate your DTI What mortgage lenders consider a good DTI and how to lower yours When you apply for a mortgage or any other type of loan, the top three things lenders look at are
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What You’ll Learn How common low down payment conventional loans are Reasons why a 3%, 5%, or 10% down payment is smarter How a 10.01% down payment could help you buy a home in an expensive area Housing prices are rising across the country, and low down payment mortgages make it easier for first-time homebuyers
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